Two wheeler insurance are of various types and different plans offer different benefits. They also cover losses that the owner of the two wheeler incurs because of different events. A typical insurance plan provides for all losses that the owner of the two wheeler incurs when the vehicle gets damaged in a fire or explosion. Losses incurred because of damage caused by lightning, burglary, earthquakes, floods or other natural calamities are also provided for by this type of insurance.

In the event of the two wheeler getting stolen, the insurance plan will also provide for the losses incurred. The insurance plan will also provide for the vehicle when it gets damaged in transit via a rail, road or air route.

Sometimes the owner of the two wheeler may be involved in an accident and in the event a third party might get injured. In such cases the two wheeler insurance plan provides for the medical expenses for the third party. If the owner of the vehicle gets injured, the medical expenses are provided for by the insurance plan.